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Republicans are arguing over if trans people can play sports while the world laughs at us
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this post was submitted on 29 Aug 2026
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Work Reform
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A place to discuss positive changes that can make work more equitable, and to vent about current practices. We are NOT against work; we just want the fruits of our labor to be recognized better.
Our Philosophies:
- All workers must be paid a living wage for their labor.
- Income inequality is the main cause of lower living standards.
- Workers must join together and fight back for what is rightfully theirs.
- We must not be divided and conquered. Workers gain the most when they focus on unifying issues.
Our Goals
- Higher wages for underpaid workers.
- Better worker representation, including but not limited to unions.
- Better and fewer working hours.
- Stimulating a massive wave of worker organizing in the United States and beyond.
- Organizing and supporting political causes and campaigns that put workers first.
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Income tax will vary because we have a federal tax plus state, plus local municipal/city. We're around 28-30% total taken out when I review my pay information.
Technically, because insurance is based on employer negotiations, it varies greatly with coverages, deductibles, "in-network" doctors or hospitals, etc. We go through my wife's employer as it's better coverage. It's a higher deductible plan because, like you, if you have a high deductible it's less out of pocket per month. If we opted for the better coverage and lower deductibles, it'd be around $1,200/mo.
Several years ago, I had a CT scan done and was "billed" $9500. Insurance "negotiated" that down and it was, at the time, a $2500 deductible. I went back later for a MRI and that was over $11k. Another deductible because it was through another visit at another facility. My individual max out of pocket was achieved at $5k-6k I don't recall, and it took a few years to pay that off (like a loan).
2 years later, my wife had pulmonary embolisms (blood clots) that hospitalized her. That was up to $7k plus medications and monthly follow ups. We amassed over $20k medical bills within a few years, and that's no where near as bad as some people have it.
We're alive, in medical debt among other debt, but healthy again. I guess in the long run we should be happy we're healthy, but again not everyone is so fortunate. What bothers me is almost having to choose if I could "afford" to live or not.
And yes, 15k maximum out of pocket for anything medical for all 4 of us. I don't Recall if we have coinsurance after that, thankfully we've never hit that limit to find out. Coinsurance would be we're responsible for 20%of anything over the 15k. If it were $20k, we'd pay 15k max plus $1k for the 20% over.
Financially we can afford it, yes, for now; but just crazy to think how quickly our finances could change with layoffs, then with that you lose insurance, and quickly lose your house, etc. That's why I would run for office just to get to push for real beneficial change.