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The Culture is described as a libertarian utopia, except that the habitat minds are benevolent and you have practically socialism because nothing costs anything. Not even land really because they can build as many orbitals as they want. They have zero laws. You can also see it as an anarchist utopia. You have no market and no capitalism. Basically once you have AGI and full abundance, economic systems like capitalism/socialism don't mean anything any more.
Only ethics matter then, which Musk is incapable of because he's a malignant narcissist. And he has been actively trying to create a malignant (anti-woke) AI.
The Culture is some sort of quasi-anarchic non-capitalist thing, though it's hard to say for sure. It certainly is not capitalist, though, as the role of profitable production is not to increase the capital of those who already have it. Nothing is really socialized, though, and private property does seem to exist, so I don't know that I would consider the Culture socialist or even communist. Maybe some sort of anarchic post-communist utopia.
In any case, Musk is a fucking idiot. Just a genuinely foolish person. And, like, yeah, Banks himself was a socialist.
Right it would be called revisionist. The idea that socialism is one rigid set of prescriptive ideals is a misconception, at least to most political scientists. There are of course Orthodox Marxists, but nobody really takes them seriously outside of their little internet fiefdoms. For most other political philosophers, socialism is a range of beliefs and practices loosely tied together by the desire for, or belief in a post capitalist world. How you get there and what it exactly looks like is the topic of much debate, to the point where it usually feels counterproductive to even get tied up in labels. This "proper noun" philosophy is a good way to get oriented out of the gate, but the real work comes in how those labels get reduced to first principles more than the labels themselves.