this post was submitted on 02 Jul 2026
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Late Stage Capitalism
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How are you this thick that absolutely everyone you interacted with in this thread has said you are out of touch and you just refuse to even entertain the idea. You are the real life "it's the children who are wrong" meme.
Echo chamber go brrrrrr
This thread is literally defeatism. You cannot seriously tell me with a straight face there is not one single thing that can be done to escape a situation where rent is too much to afford
go work, or volunteer at a homeless shelter for one month. I fucking dare yo bro. I double dog dare you.
wouldnt last a day
Your answer to the problem was to "put it on credit". Tell me, wise one, how they (in that position) would have credit to put it on? What was your solution again?
Someone in that position likely already has several lines of credit open. If not, there's always someone willing to lend money - the question is the interest rate
Depending on credit history and how bad the situation is (in this scenario they have been able to afford rent until the raise), the interest rate on a credit card might be 25-35%pa with a small credit limit but if it's their last resort then that'll work in a pinch
Ok. so troll it is then. You can not possibly believe this. Holy fuck.
no they dont.
I have never had a credit card, but I owe the electric company so much money it went to collections. My credit has never been over 600, but usually chills in the 500 range. No one, not even when I was 18-25, before the debt, would give me a credit card. The bank wanted me to give them $500 back then, and then run a line from the money I already gave them to build credit. I didnt have $500 extra laying around to give them, so I never did it. Then a few collections come cuz you cant pay, and now you have terrible credit without ever having taken credit out.
Living paycheck to paycheck, can be, living paycheck to four days before paycheck. There is nothing to give.