High yield savings, money markets, CDs, or T bills? (lemmy.ml)

submitted 1 year ago by bytor9@lemmy.ml to c/personalfinance@lemmy.ml

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Where all my cash hoarders at and where do you park your savings?

Also, how do you decide how much cash to hold vs invest?

Personally I enrolled in Robinhood Gold for the 4.9% APY. It costs $5/month.

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[-] sevan@lemmy.world 1 points 1 year ago

I keep a little in a MMF for quick access and the rest in a treasury bill ETF (TFLO). My HYS account is nearly empty now.

this post was submitted on 31 Aug 2023

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