this post was submitted on 21 Mar 2026
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But cash app, venmo, chime, etc. they are not banks maybe that's the difference but trust me you can put whatever you want and no one is investigating shit. Like so many people paying "ISIS" during college for a slice of pizza IDK what reality you live in
I used to work for Chime. They make a huge effort to ensure that they never ever say they are bank. I would never bank there ever.
They are not banks, nor regulated similarly, so more risk of losing money and not getting it back in trade for perceived convenience.