this post was submitted on 03 Mar 2026
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Does the United States have a spending problem? Obviously, but I really wanted to talk about how the cost of living crisis is presenting itself in your community. That relates to this article because you can't squeeze blood from a stone. If all of you have no disposable income, no savings, and a job market that can't support your current cost of living... What happens if you lose your job? Do you default on loan obligations along with America because we are stretched to the edge. Should we vote in members of congress to pass more tax breaks for private jets?Are mods whack? Let me know in the comments.

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[–] HubertManne@piefed.social 2 points 15 hours ago (1 children)

I am out of work but old. I have savings that has gotten me by but it will run out. As incredibly bad and stupid as it would be I kinda hope trump does something to allow people to pull from retirement accounts before retirement without getting fees. Its the kind of relief he would do where it helps for the short term and completely fucks you for the long. When it comes to a roof over you head having it today is more useful than ten years from now. It will let some skate for awhile. Maybe I can get a 40 year mortgage.

[–] TronBronson@lemmy.world 1 points 15 hours ago (1 children)

Hopefully the social security kicks in soon, or you're not that old! If you're looking to buy a house I think there are some tax loopholes for using retirement savings. I'm sure trump and his cronies would also love to relieve you of your retirement in some diabolical way. So I'm guessing your job market is fucked too?

[–] HubertManne@piefed.social 2 points 14 hours ago (1 children)

yeah and unfortunately im not that old. just into my 50's so to far from retirement but definately a minus when job hunting along with being unemployed for over a year now. its like two strikes. I mean they won't say that outright. honestly like anything when you look at how fucked so many people are I know im not getting the worst of it.

[–] TronBronson@lemmy.world 2 points 6 hours ago (1 children)

Yea I’ve been out of work almost 3 years now. I’ve been taking seasonal jobs and burning through savings. I’ve seen a total of 3 jobs I really wanted in that time. I’ve tried to sell myself at under asking price. It’s ugly out there and if it goes on for a few more years it’s destroying my chances of retiring.

The hardest part is once upon a time I made incredible money. I’ll probably never get to enjoy that lifestyle again. I got kicked off the damn ladder and found the thing fully pulled up. I’m younger than you but man the years go by fast when society has forsaken your skills.

[–] HubertManne@piefed.social 1 points 2 hours ago (1 children)

you sound like me. I did well but I was single income with a sick wife so needed it. I to am picking up work as I can. I mean I have seen many more jobs I would want but nothing ultimately goes through. 3rd shift weekend in office falls through. I have put in for a variety of jobs outside my field that don't pay much and don't have many requirements and never hear back. Im not sure if they figure I will not hang around or if the whole age and long term unemployment are just too big of strikes. If I could have insurance without it sucking up time to maintain and did not cost me anything I could likely float us with pick up work but unfortunately filling out forms and calling offices and such along with interviews or such limits my ability to go full force on it.

[–] BarneyPiccolo@lemmy.today 0 points 45 minutes ago (1 children)

If nobody will hire you, then hire yourself. It has never been easier to start your own business, and make it pay. The Internet makes it almost free to start. You may not become wealthy, but it can still generate steady revenue.

[–] HubertManne@piefed.social 1 points 26 minutes ago

that is so ridulous. taking time away from job searching to what. make youtube videos? yeah just go star a business that makes more than it costs to a level that its a long term option. or maybe just learn to code or any of the other inane offhand, low effort advice people like to give. I mean I assume your motivated from the best of intent but go start your own business is so. ugh.