this post was submitted on 03 Mar 2026
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DeGoogle Yourself

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I've heard for years these companies are horrible (musk ran paypal for a while right?) Are there any easy to use alternatives? Well besides CashApp, I've heard they aren't great either. Just a reminder to anyone using venmo to change your default privacy settings from public to me only.

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[โ€“] Dudewitbow@lemmy.zip 13 points 1 day ago* (last edited 1 day ago) (1 children)

depending on where you live, most banks for example in the US already use Zelle for direct money transfers from bank to bank account.

generally removes the middleman of the money transfer

[โ€“] mrnobody@reddthat.com 5 points 1 day ago

Zelle is trash!!

First, a few banks got together to make Zelle to compete with PP or Venmo. Here the issue, when you have a problem the bank pushes you to zelle support, but then zelle says it's a bank issue and sends you there.

We started using Zelle more at work and ACH (vs check ot CC) but Zelle is often easier as more customers can have a Zelle setup vs ACH (at least for our business). Anyway, when we have an issue, it's always a nightmare trying to get any help! Zelle is "from the banks" yet independent still. We, like many small businesses, started that bullshit 3%convenience fee surcharge bc they're looking to cut expenses (and it was this at least vs employees).