this post was submitted on 26 Feb 2026
120 points (94.8% liked)
A Boring Dystopia
15837 readers
1263 users here now
Pictures, Videos, Articles showing just how boring it is to live in a dystopic society, or with signs of a dystopic society.
Rules (Subject to Change)
--Be a Decent Human Being
--Posting news articles: include the source name and exact title from article in your post title
--If a picture is just a screenshot of an article, link the article
--If a video's content isn't clear from title, write a short summary so people know what it's about.
--Posts must have something to do with the topic
--Zero tolerance for Racism/Sexism/Ableism/etc.
--No NSFW content
--Abide by the rules of lemmy.world
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
The financial literacy in this country is beyond poor. People really don't understand money and, likely, that's intentional.
The "right way" to do this is to not finance the car at all (given that it's a depreciating asset). You save monthly what a payment would be and buy the car outright. Once you've done that, you drive it into the ground and save for the next car the entire time.
People don't have the discipline for that.
That is totally and absolutely intentional, rest assured.
And that is the right way, yes. Though it might be hard to start if you have nothing, but getting a loan in that case would be either. Dunno about the US, but here you can really get a shitty car for like 300-500 moneyz. It's surely not fancy and might break 5s later if you're unlucky, but it also might live 2years and save you 100 a month for the next. At least it's YOURS. You often see such cars with stickers here that say "Ugly, but paid!" :)