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Well, if you read the lawsuit, NY is seeking:
Well of course, the court to determine Valves lootbox + key paradigm is illegal
Pay a fine to the state
Resitution to all NY residents
So, even if it did only apply to NY... you would at least be due to have all your key purchases refunded, as welp as the amount that Valve shaves off of every item transaction in the marketplace.
I am also not so sure that Valve actually makes like, the bulk of their money off of keys and marketplace fees. We don't know, because those numbers are not public, though more will likely come out as a result of this case doing discovery...
But based off of the estimates and info that is out there, my guess would be that key+marketplace txn fees is roughly between 5% and 10% of their yearly revenue.
My guess would be that the vast majority of their money comes from the generally 30% cut they take from 3rd party game sales.
So... I would think the primary problem with getting a Steam Frame is still the... RAM price crisis caused by AI, and more generally, the fact that we're doing the Second Great Depression.