this post was submitted on 14 Feb 2026
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Asklemmy
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A paypal alternative needs to be accepted in most places for it to be viable.
Basically the only thing that meets that criteria is a credit card. And even then, you're almost limited to Visa and MasterCard as the others aren't always accepted.
I'd guess that all financial institutions are awful monsters and likely isn't even a lesser of evils option. I've been lifetime banned from PayPal, CashApp and Zelle; I was helping a sexy content seller process her funds for a few years. It was honestly a great side hustle and easily banked 10k over 4 years. Bummed when they finally banned me, stopped helping her so I could preserve the few pay portals I still had.
I think a money app that accepted nsfw sellers would do well with a niche market.
It's really a great example of the problem: Your ability to conduct commerce has been heavily limited at the whims of a few corporations. That really shouldn't be able to happen.
What about using Nostr with lightning Paiment ?
I know it's not the best, but for emergency....
Which then redirects us to Cash. Not disagreeing with it, but I can understand others don't want to always carry.