this post was submitted on 10 Feb 2026
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[–] M0oP0o@mander.xyz 16 points 2 days ago (3 children)

At least we have e transfers and debit unlike down south. I for one will be jumping on the first non us credit card however.

[–] FlashMobOfOne@lemmy.world 11 points 2 days ago (2 children)

As an American, I just may do the same.

[–] BigDanishGuy@sh.itjust.works 8 points 2 days ago

You do realize why we're scrambling to get a European credit card, right? I mean what's going to stop us from cutting Americans off when Trump decides to invade San Marino?

[–] M0oP0o@mander.xyz 2 points 2 days ago

Oh I hope that they name it something mildly silly. Like "Lone'y" or "broke buckz"

[–] titanicx@lemmy.zip 1 points 2 days ago (2 children)

We have debit. And etransfer for things like PayPal or Venmo. 

[–] Trilogy3452@lemmy.world 2 points 2 days ago (1 children)

How does debit work for fraud? Are banks more willing to refund when theres5fraud? In the US it feels like it's mostly on the user to bear

[–] M0oP0o@mander.xyz 5 points 2 days ago

Depends on your bank, some have insurance on debit (like a credit card) but a lot in Canadian banks are moving to visa/MasterCard debit cards (since a bunch of our banks moved into the us market and are therefore tainted).

[–] M0oP0o@mander.xyz -1 points 2 days ago (1 children)

Ha, venmo is such a scam. And paypal is just as bad as MasterCard

[–] titanicx@lemmy.zip 0 points 1 day ago (1 children)

How the fuck is venmo a scam? Jesus Christ what Idiocracy.

[–] M0oP0o@mander.xyz 0 points 1 day ago (1 children)

How is it not? They take a part of every fucking payment. Jesus Christ would not like it at all.

[–] titanicx@lemmy.zip 0 points 1 day ago (1 children)

You mean like every company that charges a fee? That's not a scam, that's called business. Jesus Christ it's like people want everything for free and don't understand that it costs money to run a business. Credit cards charge interest, your bank charges fees, businesses price stuff over their cost. That farmer you pay for their vegetables charges more then it cost them to produce. These aren't scams. They are the cost of having services and good provided to you. 

[–] M0oP0o@mander.xyz 0 points 1 day ago (1 children)

How much is the fee? Because last I checked it was not like an etransfer (included in most banking plans).

[–] titanicx@lemmy.zip 0 points 16 hours ago

Unless I am using my business account, being paid for some sort of goods or services, or doing things like instant transfers into my bank account I've never been charged a fee on Venmo. I use Venmo to transfer money between me and my significant and other all the time,c I send money to my friend all the time. Hell I've used Venmo to pay my employees through my personal account and never had any issues.

[–] th3dogcow@lemmy.world 1 points 2 days ago (1 children)
[–] M0oP0o@mander.xyz 1 points 2 days ago (1 children)
[–] th3dogcow@lemmy.world 1 points 2 days ago (1 children)
[–] M0oP0o@mander.xyz 2 points 2 days ago

Ah, are they world wide and less corrupt?