this post was submitted on 09 Feb 2026
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[–] comrade_twisty@feddit.org 0 points 1 day ago (1 children)

Twint does not use Visa or Mastercard at all, it’s connected to your bank account and works with QR codes, NFC and Phone Numbers.

[–] kutt@lemmy.world 1 points 1 day ago (1 children)

That's what i'm saying, it's just like Wero but slightly more advanced, a way to pay without using your card.

[–] comrade_twisty@feddit.org 1 points 1 day ago (1 children)

Are you still using physical cards? I haven’t used a physical card in years since NFC has been commonplace.

[–] kutt@lemmy.world 1 points 1 day ago (1 children)

Most of the time I use Apple Pay in person. However sometimes they don't accept it online so I have to use my card.

When I said "pay without using your card" I meant online, because I've never used Twint in a physical shop.

[–] comrade_twisty@feddit.org 1 points 1 day ago (1 children)

Are yon never buying stuff at a local butcher shop, flower truck or at a farmers store (Hofladen)? Most of them only take cash or Twint here.

[–] kutt@lemmy.world 1 points 1 day ago (1 children)

I prefer to pay w/ cash in this case. I don't know why tbh.

[–] comrade_twisty@feddit.org 2 points 1 day ago (1 children)

Well cash is king, you’re actually doing the small stores a favor because even though Twint has really low fees and a threshold before they apply they still take a small cut at some point.

[–] kutt@lemmy.world 1 points 1 day ago* (last edited 1 day ago)

True but it's a bit hypocritical on my part. I should be using cash every time I can, not every time I can't use my card/apple pay.