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Steam Machine & Steam Frame FAQ - RAM and storage crisis to blame for no pricing or dates
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Rules:
You don't have to update all the parts at the same time. Sure, if your motherboard/cpu/ram fails you'll likely need to replace all 3, but your current graphics card, PSU, case, etc should still be fine.
Plus, if you're going from a 10 year old rig you could buy used DDR4 era parts on EBay or Facebook to save money and it'd still be an upgrade