this post was submitted on 29 Jan 2026
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I switched my insurance about four months ago, and I thought I was getting a good deal because I had bundled my home insurance and my automobile insurance.
Since the home insurance was being paid out of my mortgage, I hadn't really looked at how much it was costing, because originally it was like $800 a year. And in the five years I've owned my home, it had ballooned to almost $2k.
All told from switching over my insurance, I cut my annual insurance cost by nearly $3,000, although some of that was from taking my 20 year old pickup off of full coverage and dropping my project Jeep from coverage while it's not currently drivable, so, once I fix the Jeep, I will end up paying more of that again.