this post was submitted on 27 Jan 2026
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As much as it has zero chance of ever happening, he pushed for a max 10% on credit card debt. It’d all but destroy some banks, and people that dont have excellent credit would largely have zero credit availability, but I think it’s a good idea.
Credit cards is a money trickling up system. Banks charge the sellers and give a rebate to their customers. Sellers increase their price to compensate for the credit card fees.
And then the poor are denied credit cards and pay the marked-up price on everything, or are given credit cards knowing they will fail to pay back on time at some point and then pay huge interests.
It would be better for most if that system disappeared or was at least severely trimmed down!
I deliberately seek out businesses with a cash discount.
Agreed. Short term pain for long term gain is something we desperately need to change but today's culture is too lost in the system to ever deal with it.
If it meant a better life for my daughter when she grows up I'd do what I had to. I'm doing what I can but it isn't much.