this post was submitted on 21 Jan 2026
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No need to abolish them. Just require them pay for personal liability insurance like doctors and other 'professionals'. Let the soulless insurance companies start weeding out the financial threats and most of the other threats will go with them.
Let the terrors of capitalism take hold of them. When police fuck up too much they will become either uninsurable and lose their job without the need for investigation or they quit because they are not making enough to cover their insurance.
Who am I kidding though. They would pass laws saying companies had to insure them and then subsidize the insurance for the worst offenders.
The whole point of making them be insured is to weed out the costly ones. The ones who fuck up and do harm to the innocent. Innocent is a word the msm has abandoned.
I totally get that and on the surface it seems like a good thing. It is a fun idea and I like it.
Another side of me says they will just corrupt it. For instance, not reporting/covering up things to avoid insurance increases. A union pooling insurance so good cops can subsidize bad cops. Local, state, or federal politicians/judges who try to water down these effects with additional laws or judgements against insurance carriers.
They cover things up now with no consequences at all. Even when someone brings them to court they just spout qualified immunity and no consequences. Its a idea with teeth just like a national law enforcement database that would keep up with officer incidents. They got really upset about that idea last election. If it upsets them then its undoubtedly good for their victims.
take the civil lawsuit/liability payouts out of their pension funds
I LOVE PAYING TAXES AND HAVING IT GO TO A WOMAN WHO SUED HER ABUSIVE EX-HUSBAND WHO WAS A FORMER COP WHO BEAT HER HALF TO DEATH.
I don't quite what you mean. This way it would be the cop paying. Not your taxes.
I'm not bitter.
What happens if the insurance companies pull out of a state because it's too risky?
The state will have to cover the insurance until the problem is fixed, and insurance can move back to a proper entity. Governor and local will have to crack down on problem precincts.
Loyds of London will insure just about anything... For the right price.
Yeah, but cops don't make professional money. $61K after 3 years around here.
Don't care. I'm about putting something in place to weed out all the bad ones. This will do that.
Never will root out the bad. There was an old Dr. Who where the cops are hassling him, "Ah the local constabulary. I'd recognize them in any century."
Best bet we got is "defund the police", use that money for people trained for certain tasks and not just sending bully boys for every disturbance.
Or, and this ain't happening, treat police as we should treat teachers. Make it a well-paid profession with strict hiring and training standards, continuing education and accountability. But as long as people are willing to do these stressful jobs for chicken change, 🤷🏻♂️.
There are LOADS of cops in my hood, and we're lower-middle class at best, with plenty of upper-lower class represented.
I think you're reversing cause and effect. Police lose respect because they perpetrate the violence of rich against poor, powerful against powerless. It's not that they do these evil things because we don't respect them. This is their job, it's the same in any century
You're evidence is a fantasy/drama tv show. That's so on topic but not in anyway that reflects positively for you.