this post was submitted on 14 Jan 2026
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[–] PhoenixDog@lemmy.world 8 points 13 hours ago* (last edited 13 hours ago) (1 children)

In Canada we have Interac E-transfer for transferring funds from our standard chequing accounts to private businesses or people we're buying things off of. We also have "virtual credit cards" that are just a CC number with an exp date and CVV that we can use for online purchases and that money comes out of our regular back account without the need for a credit account.

Most people still have and use Credit Cards but we are far less reliant on them here. Most of them time if someone has one it's for the perks that card gives, like cash back on purchases or points for rewards like gift cards, tools, vacations, etc.

[–] frostysauce@lemmy.world 3 points 9 hours ago (1 children)

We also have "virtual credit cards" that are just a CC number with an exp date and CVV that we can use for online purchases and that money comes out of our regular back account without the need for a credit account.

So, like, a debit card?

[–] PhoenixDog@lemmy.world 0 points 8 hours ago (3 children)

No, as you cannot use your debit card for online credit card interactions.

You can't use a debit card to buy things off Amazon.

[–] CXORA@aussie.zone 2 points 4 hours ago

You absolutely can, I did so this week.

[–] frostysauce@lemmy.world 3 points 8 hours ago

That's a new one for me. I didn't realize in some countries you can't use a debit card on Amazon. To be clear, I'm not talking about an ATM card, I'm talking about a debit card with a Visa or MasterCard logo.

[–] evol@lemmy.today 0 points 5 hours ago (1 children)
[–] astro@leminal.space 0 points 3 hours ago (1 children)

Must be a regional thing, because no such restriction exists in the US

[–] PhoenixDog@lemmy.world 1 points 3 hours ago

Funny that, since I said in my OP, I'm Canadian.