Android
DROID DOES
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Main thing keeping me away is banking. Unless if I just carry two phones. Quite trendy these days.
This must be a European problem perhaps? I can't understand why this is the deal breaker for so many.
Banks have web sites. I don't know why anyone would ever allow their financial institutions access to their phone's plethora of sensors and the available telemetry on what they are doing on their mobile device 24/7. That links confirmed ID + "trusted platform" + biometrics + transactions + location + all the metadata every other app hoovers up in one convenient place. The very same people across the pond are worried about having to verify ID to look at porn, but are cool with their bank knowing the position of their accelerometer while they're taking a dump.
Not sure what kind of apps you are into that know when you're taking a shit but my banking apps have notification permissions and that is about it (camera when needed but yank it straight after). Most bank and broker websites are limited compared to the app. I have 8 finance related apps and it was constant musical chairs with which one will break after an update requiring hours of workaround research, if one is even available. Any version of Interactive Broker straight up refused to work on rooted device. You may personally be OK with giving up that functionality on your phone but not everyone is in the same boat as you.
They don't need your permission to gather all sorts of data from most modern smartphones, nor can you really deny some of it. (Some you can, like camera, and microphone, allegedly.) Part of the whole banking<->handset manufacturer agreement also frequently allows "special access" outside of the traditional user-permission security model. For..."security" to "prevent fraud".