this post was submitted on 23 Sep 2025
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Open a free brokerage account now and buy an index fund. Only index funds and even if it is $20 or $4 a month keep investing in index funds. Fidelity has several with no fees. Google what an index fund is. Don't ever gamble on a regular stock, it's basically gambling and not worth it.
I thought I was too poor for the "stock market" but I was an idiot and now I'm a much older still-broke idiot who is never going to get to retire.
Also start saving for retirement now. Open a Roth IRA and fill it with index funds.
I know this sounds ridiculous and stupid and not fun but seriously preparing for your financial future is the best thing you can possibly do for yourself. I wish I had.
Don't be me kids.