this post was submitted on 02 Sep 2025
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no wonder my insurance premiums keep going up. (www.swissre.com)
submitted 6 days ago by infjarchninja@lemmy.ml to c/unitedkingdom@feddit.uk
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Read this on Hackernews this morning

10 year trend of excess mortality used by insurance companies

Swiss Re Ltd is a Swiss reinsurance company founded in 1863 and headquartered in Zürich, Switzerland.

It is one of the world's largest reinsurers, as measured by gross premiums written.

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[–] NoForwadSlashS@piefed.social 5 points 6 days ago (1 children)

7 million of 6 billion could indeed be considered a "drop in the bucket" on the grand scale, a "blip on the graph" but that's not your point it seems.

Covid and its continued impact on the world being reduced to "being sat at home a month in April" is such a dismissive and deluded perspective, I don't even understand how it works as a comment literally on a data driven study about continued heightened mortality due to covid.

[–] LainTrain@lemmy.dbzer0.com 0 points 6 days ago* (last edited 6 days ago) (1 children)

But what I couldn't find in this study is WHY they think this increase in mortality is due to covid.

I am not claiming they are wrong. I am not casting doubt. I am not anyone or in any position to do that.

I am simply missing an explanation, an explanation that I feel should be front and centre, in bold red text, maybe wordart, for how something relatively minor from 5 years ago is causing anything at all 5 years later. I may be wrong but I think that's called a thesis, and either I'm blind or I couldn't find it.

To me, yes it is very unintuitive because the pandemic is grossly outdone by virtually everything that's happened since and during. If there is an increase in insert bad thing here, a fairly benign virus from 5 years ago wouldn't even be in my top 10 guesses for it.

And yes, maybe I'm very deluded, but if you can't explain it to an idiot like me who's trying to understand and genuinely align themselves with truth and knowledge derived via the scientific method, then what hope is there for communicating this stuff to the rest of society to benefit from, when many aren't so willing, and would happily equate data driven analysis and findings with the subjective opinion of their uncle that he obtained through "doing his own research"?

[–] NoForwadSlashS@piefed.social 0 points 6 days ago (1 children)

You keep calling covid a "fairly benign virus from 5 years ago" which makes me think you aren't actually interested in learning. It still exists, it's still worse than flu, it didn't "end". Look up "long term effects of covid-19" and you'll see that this is being heavily studied due to various correlations with various serious conditions. But because it only STARTED 5 years ago, we can't possibly know for sure yet.