Uplifting News
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Depends on the gym. Planet Fitness (a huge chain with gyms literally fucking everywhere) requires checking account info (account number and bank routing number) and they automatically deduct the monthly amount and the annual fee. The advantage of this (compared to credit card info) is that a customer can't do a chargeback through the credit card company and the checking account info never expires. PF's basic business model is getting people to sign up for a small monthly fee (either $15 or $25) and then either forget about it or not care enough to bother canceling. They certainly don't want people showing up every day - apparently the average PF franchise has about 6000 members, which would be utterly unworkable if they all actually used the gym. I've been going to PF for more than 15 years on a daily basis and sometimes I lose my mind and start thinking I'm actually a valued customer, when in reality I'm surprised I haven't been banned.
You see, here in Europe(at least in my country) we have a system where you can allow certain companies e.g. your mobile provider to just take the monthly amount from your account, without you having to bother with setting up recurring payments or worse, paying it manually, but it's fully under your control, you set the upper limit and you can cancel it from your side anytime.
Your cheese is better than ours, too.
Yeah and in my country quark is widespread, but still because of online influence local content creators keep pushing cottage cheese into desserts (because that's what you guys do in the US), and I am like fuck off, we have quark here, just make sweet recipes with quark, it's what it is for.
Huh? Nobody below the age of 80 likes cottage cheese here. That shit is for people born before WWII to put on their canned peaches.
You probably don't follow the fitness recipes space online, it's a cottage cheese epidemic
https://youtube.com/shorts/CQKbntDTiUU
https://youtube.com/shorts/X9xTW9tbWso
Ah yes, the secret to dieting: eat food that tastes like shit.
Lol. Wait till you learn that SEPA is pull-based
You do not have control. But you do have laws that allow you to challenge the pull, if you notice it within the window
In what world is SEPA pull based, they can't just remove money from your account.
Yes, they can.
The UI makes it seem push-based, but it's actually pull based. There is no technical barrier from pulling from someone's account. Any malicious entity can do this if they present the bank with a forged hand signature. Or, of course, a malicious bank. Or, of course, a malicious employee at a bank.
Worse, banks won't let you create a whitelist of accounts that are explicitly permitted pull from your account (called "positive pay" for ACH)