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Now you have to pay to see lyrics on spotify
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If $132 a year for unlimited access to pretty much all the music in the world is a significant amount of money to you then Spotify is the least of your worries.
Also your car insurance is $130 a year? What are you driving, a cardboard box and only in your living room? Your broadband only costs $132 a year?
Press X to doubt.
Swedish student (Median wage here is 35'790 USD equivalents), not taking loans, working part time teaching (and occasionally nursing) to make ends meet, so yeah, pretty cash strapped atm.
As for my car, not a cardboard box, but apparently there are 25 packs that cost as much as I bought it for five years ago. Just the mandatory traffic insurance, but it ends up at almost exactly same price.
Also, note that I already do have access to all the music in the world for free via youtube if I want something specific, or spotify for "radio style" infinite listening. 1440SEK/132USD is for added conveniences.