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I'm gonna gut check this, because I remember him trying couple of times to work out student debt relief. Also, what other steps would you have taken to get student debt relief/forgiveness pushed though? The only step I can think of is after the "president is a king" SCOTUS ruling he could have just canceled them and told everyone to fuck off, but using those powers was clearly something that he didn't morally agree with.
He picked the weakest method to start with, added many delays and means testing, then after being told no by Supreme Court just changed to going through the backlog of those who should have already been forgiven and called it him fulfilling his campaign promises.
Then on top of that allowed gop to force them to restart.
Exactly. And ultimately, voters don't want to hear excuses. They don't expect perfection, but they do expect some results. Republicans, even with limited majorities, always manage to achieve at least some of what they would call progress. Democrats OTOH just fine endless excuses. At some point, you're either incompetent or admitting to your voters that you were lying to them - promising them something you would never be able to deliver.
They left a lot of options on the table and then let the clock run out on them.
https://www.usatoday.com/story/news/education/2024/12/20/biden-student-loan-forgiveness-relief-plan-scrapped/77105533007/