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[-] BertramDitore@lemmy.world 79 points 1 year ago

What the fuck is this? "How employers might help change that" Answer: they wont, they just might be forced to let employees give themselves a fee-free loan from their own retirement account, oh and here's a slightly different new emergency savings account. It's still all just your money...What the actual fuck?

What about the half of US workers that don't have a retirement account? I guess fuck them?

Isn't the answer simple? HIGHER WAGES.

Man, this made me incredibly angry.

[-] SCB@lemmy.world 3 points 1 year ago

Paying higher wages doesn't get people to start bank accounts, much less retirement accounts.

Many people on the poorer end of the spectrum literally hide money in their walls/mattresses rather than get bank accounts - I know many of these people firsthand.

[-] dangblingus@lemmy.dbzer0.com 3 points 1 year ago

A bank account isn't going to magically make you richer.

[-] SCB@lemmy.world 2 points 1 year ago

Not having one does make you poorer, but this is neither here nor there.

My point is, someone hiding money in their mattress isn't going to put much value in 401(k)s and likely does not have one.

[-] lateraltwo@lemmy.world 3 points 1 year ago

Higher wages or lower costs, but lower costs would kill the stock market

[-] mayo@lemmy.today 1 points 1 year ago

And if you're in a HCOL city the municipality is probably thriving off the property taxes.

[-] SCB@lemmy.world 4 points 1 year ago

Property taxes actually need to be raised in most cities, especially for single-family homes.

Everyone in the suburbs should pay a property tax premium for that benefit, for instance, to address the externalities of having suburbs.

[-] mayo@lemmy.today 1 points 1 year ago

Maybe in the US but not in Canada.

[-] SCB@lemmy.world 0 points 1 year ago

Canada also has spiking housing rates and thus would also benefit

this post was submitted on 31 Aug 2023
462 points (98.1% liked)

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