179
submitted 1 year ago by Rocky60@lemm.ee to c/asklemmy@lemmy.ml

Suppose you win 100 million. What do you actually do with it? Banks only guarantee 250,000. Do you have to invest it? Is there anywhere you can just let it sit and draw interest?

you are viewing a single comment's thread
view the rest of the comments

Here in Norway you are legally required to attend a few sessions with financial advisors(a protected title here, so they will actually be qualified), before you are able to recieve your winnings.

The rough thoughts I have had about being in such a situation is to allocate maybe 10%-20% as "fuck you money" to have fun with, and the rest to follow all their advice with

[-] CoderKat@lemm.ee 14 points 1 year ago

That's a really great idea! More places should do that. Maybe then there'd be a lot fewer people losing all their money within years.

In addition to major prize winners, it should also apply to people who have just started earning a massive income. Eg, professional athletes.

[-] ZapBeebz_@lemmy.world 7 points 1 year ago

FWIW, the NFL does actually have financial literacy classes for players. It's definitely a start

[-] SnipingNinja@slrpnk.net 3 points 1 year ago

That's good knowledge, maybe people who are doubtful of financial advisors in their country can visit Norway

[-] idunnololz@lemmy.world 3 points 1 year ago

I think in the US, a similar title would be a "fiduciary". Ie. Someone who is supposed to act in your best interest.

[-] Harrison@ttrpg.network 0 points 1 year ago

No, it's more like doctor or engineer where it's a protected profession that's criminal to imitate.

[-] AnUnusualRelic@lemmy.world 3 points 1 year ago

France does that too. It's not a legal obligation, just something the local lottery does, presumably to avoid bad publicity of winners going on a tasteless spending rampage.

this post was submitted on 19 Aug 2023
179 points (95.9% liked)

Asklemmy

44149 readers
1271 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy ๐Ÿ”

If your post meets the following criteria, it's welcome here!

  1. Open-ended question
  2. Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
  3. Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
  4. Not ad nauseam inducing: please make sure it is a question that would be new to most members
  5. An actual topic of discussion

Looking for support?

Looking for a community?

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 5 years ago
MODERATORS