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I agree in theory. Except most people don't care, or don't know to look for those things. Pretty soon it's all you run into. Gamer? Micro transactions are in basically everything now. Farmer? Check out what John Deer does. Need healthcare, good luck. Military? No thanks. Software? What all of the big players has trickled down. Factory work? That language has already been there a long time, often at the state level. Look at the maximum you can get for a lost arm in Alabama. Hint: it's less than $50k Etc. Etc.
If the average person doesn't care, then there's nothing wrong with the average person getting whacked with the consequences of their actions. I, for one, would definitely not take a job specifically on the terms of not having premarital sex if I intended to have premarital sex.
And as for state-level law making these terms guaranteed, it certainly seems like a damn good argument for not fucking regulating everything into the ground.
So you've read every EULA you've ever signed (that thing you agree to on every site, ever piece of software, etc.)? It would take decades to read them all. It's too much. Basic protections and regulations keep us alive.
You benefit from those annoying regulations every time you eat from a restaurant or grocery store. Do you go inspect the back room personally? Prior to the FDA there was rotten meat, and literal poison. You just don't have time to inspect everything single thing you do. Regulations aren't fun, but they keep us alive. I would wager anything that you've unknowingly agreed to some awful terms for many things. You just haven't been burned yet.