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Bracing for Hurricane Milton
(i.ibb.co)
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this post was submitted on 10 Oct 2024
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Sure, they spent the time and money on 8ft deep concrete anchor points, but neglected to get insurance
A lot of home owners in Florida can't get insurance.
I did not know. Even more signs that maybe you shouldn't get a house there
I mean insurance would pay for any damage, so why bother with something like this then?
If they can keep their home I'm sure they would like to
Lots of insurers have left the Florida markets entirely, because they're spending more paying out claims than they can take in for premiums. The ones that remain have sky-high premiums, thousands of dollars each month in some cases, because they're pretty sure that they will have to pay out claims. The result is that many homeowners in Florida can no longer afford insurance. Since you need to have insurance on a home in order to get a mortgage, that makes buying a home in Florida really expensive, unless you can pay cash up front.