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this post was submitted on 27 Jul 2024
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My mortgage payment is $1k at 3.5% interest. That is a 15 year mortgage that I have 5 years left on and the payment includes escrow (taxes and insurance) it was in the $850/$900 range but taxes and insurance have increased.
This is a 4 bedroom/2.5 bath with a 3+ car garage in a small town near a largish college town which is 15 minutes away.
We may be getting an advanced transportation research facility as well.
https://ict.illinois.edu/in-the-news/U-of-I-autonomous-vehicle-track-is-building-the-future-of-mobility
There are "better" communities in the surrounding area with much higher prices due to very high school rankings.
I hate you. Not really but we're looking at 4 times that if we want to buy.
To be fair my home value has doubled and my taxes and insurance are only going to keep going up. If I sell I'll be in the same boat as you and probably couldn't afford to buy something else.