leadstark

Have you ever used something like Profit First accounting?

It would give you a clearer picture of the accounting.

Instead of financial statements or dashboards you could just check 4 account balances. Relay was giving out the book for free and they have it built in. I haven't used the Relay system, but I use PF for my freelance work and for larger project ideas.

Percolation is how I would describe the front-loading of Coast FIRE.

https://www.gocurrycracker.com/percolate-your-portfolio-guest-post/

I know it from Finance, but if there's a deeper meaning in chemistry or other fields, similar to autocatalyis, I couldn't say.

I do think the MMM chart has a weakness related to expenses. If you did ERE and cut your expenses to sub $10k or $7k your retirement number would be completely off. Unless you planned to continue living that frugally.

For me that was the chart's strength. Since I use spending plan allocations, I just need ranges to set up the allocations. If I expect them higher at retirement, I can make them higher and the allocations are simply different. One set for the savings years and one set for retirement.

Those allocations first go through Profit First for work and business.

So, that's an income account: then moved into the Profit, Taxes, Owner's Pay and Operational Expenses accounts.

Then Owner's Pay moves into Finance for the People allocations: Fun & BS, Bills & Life, and Future & Goals.

How do you picture the expenses at 50%? 50% savings rate or 50% into the FIRE journey? We have a ton of great FIRE groups in Colorado, but unfortunately not the Cities I've lived in. I haven't been able to connect with others on their processes and approaches. Maybe, later into the FIRE journey the chart would break down?

You help engineers with FIRE?

It sounds like percolation. I've heard of coast fire, but I thought it was something coastal 😂. Like it began in Seattle or San Francisco. I have it and another version of FIRE to look into on my pkm.

What do you mean it breaks down?

I used to see their billboard a lot when I worked in Downtown Denver. Never got to try it.

Yea, it's funny because when I heard about them, I heard they made a cookbook after closing down. Like Miyoko's new books. That it was just a local shop.

I only found the site from looking for the cookbook and found out they are still running and ship now.

I've never had Impossible Steak. Do you like Beyond? I've noticed some people like one or the other.

Have you tried Lions Mane steak?

https://youtu.be/oaARq5qw3jk

Herbivorous Butcher is really good too and they have a cookbook to make your own.

https://www.theherbivorousbutcher.com/

I think they exploited the psychological bias that n=all.

They do it for elections and they do it for major news media.

When people see these candidates they believe all the issues are represented and organized for.

When people see news coverage they believe that all stories have made it into the news cycle.

Even at the lower frequencies. For elections that could be independents or fringe politics. For news that could be local news stations or even social media.

The truth is many many issues aren't being represented and Many many more stories have not been told. If you look at what the national insurance pool does it could be said many are being suppressed.

https://youtu.be/BYSFvq8sr7A

That's also true for the courts.

We've decided that votes save Democracy (or it could be anything else). What I have not seen represented on the National level is why we are so addicted to votes to saving democracy (or your urgent issue) and if there are better systems.

Have you never had an obvious issue it seemed wasn't reaching the national level?

Have you ever asked yourself who's missing?

From candidates. From news stories. From landmark legal cases.

I guess it relates to unlabeled containers.

Which might explain some of the news stories related to hazardous chemicals getting into food.

https://www.muckrock.com/agency/united-states-of-america-10/occupational-safety-health-administration-2396/

I'm not very familiar with FOIA requests sent to OSHA.

I was just going to make a list of companies I've worked at and see their OSHA violations. Snowball research from there. I'm learning R with a YouTube course and Introduction to Statistical Learning with R. If you know a lot about R and have time for a coffee chat I'd love to hear from you. My State does not have many data analysts as public records clerks and I've been trying to ETL data before it's erased.

https://youtube.com/playlist?list=PL6FsZxVq54ERrlMRNE5aq2qUFH042fbuM

https://www.statlearning.com/

Has anyone noticed changes in their job's OSHA training since DOGE targeted them?

I have been trying to start my own FIRE blog.

Already got the domain, but I was going to use the email for another project. I'd been requesting a public record from a disposable (public) email address and the email messages keep getting deleted. What's strange is this kept happening on a new email. So I'm thinking the City did it. Thinking of using that blog email for a request, so I can catch them doing it on a dummy site.

I've been using Profit First for a year and it's been great. Highly recommend it if you have a business or do freelance. Even for regular work I think it's great. I learned about it in Finance for the People which is another great book.

I personally prefer knowledge over capital. So I was realizing a blog would be the best way to showcase that if my consulting grows. Also planning a news offshoot site. There are stories the news doesn't cover and I was pulling public records and doing data analysis on them and realized other people might have deeper stories.

I got one related to towed vehicles and City Insurance Pools (nationwide). Then a new one related to Crypto since my State began taking crypto from Coinbase accounts sometime recently. Each story is done completely. If you're familiar with Thinking in Systems, these stories don't have the usual boundaries. The gap I wanted to fill was lawyers and journalists saying things weren't related, when I was finding these things are very related. I don't think they realize they are making systems collide by ignoring them in mass.

I think there are easy problems to showcase and even solve that would make FIRE easier for everyone.

This month is Huntober for 100Devs.

I'm studying and seeing if I have a 100 hours project for some of these coffee chats. Looking to get a Senior Software Engineer position around March 2027.

Here are the approaches I utilize the most.

https://earlyretirementextreme.com/day-1-finding-a-place-to-live.html

https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/

https://www.gocurrycracker.com/percolate-your-portfolio-guest-post/

Alongside Weekly Finance Time from Finance for the People and the spending plan.

This High Agency read is pretty good too. A Huntober homework assignment.

https://www.highagency.com/

Probably Lye Crystals?

OSHA was hit by DOGE I thought.

Not to mention the weird thing where it's not a government agency? I never fully understood that.

https://www.nelp.org/defending-worker-safety-responding-to-osha-and-mshas-dangerous-rollbacks/

I think, there's some soft censorship too.

Either it's the mods downvoting posts early or it's the level of users they have cultivated.

I feel like many IRL communities have been hijacked in some way. Like the Denver and Colorado subreddits.

I can't find anyone who hasn't been mass downvoted and it doesn't seem to align with the upvotes. It doesn't seem like certain topics are off limits it seems much more like the entire idea of community organizing is off limits.

That might sound like a strange theory until you see how much the Governor is worth.

https://youtu.be/f0RK_yjdMXQ

Not to mention smaller elections have brought that level of social media manipulation. This town had a mayor who won by like 8 votes and felt it was worth it to flood social media with posts about "how great the water is".

https://youtu.be/583G9pl_w_I

Now look at an Englewood, CO subreddit post about the water. There's very little arguing, but a ton of downvotes.

https://www.reddit.com/r/englewoodco/comments/1txrd3o/englewood_restaurants_filtering_water_or_lack_of/

https://www.reddit.com/r/englewoodco/comments/1u19v64/is_the_water_just_a_lil_gross_or_actually/

Meanwhile..

https://www.reddit.com/r/Denver/comments/oy4vsz/psa_e_coli_in_englewood_tap_water_how_fun/

It's not exactly the best water. It has had issues, but you get people jumping in to say it "meets EPA standards". You see the same lines getting thrown out like someone has been leading what they should say. If you were to point out that EPA Standards is ambiguous and that many EPA standards have been lowered and with less enforcement, it's like no one could even hear you.

The good news is, many people simply leave those subreddits or don't participate. The bad news is, how powerful an effect on perceived consensus it can be to come into those threads without knowing the baseline.

Has no one done an analysis on subreddit votes?

I have been researching what would be needed to show correlation between the topics and the votes. Because you can still pull the rss of new comments and posts.