Imma be real calling content creators "greedy assholes" for taking sponsors that are the only way to make it financially viable other than patreon while expecting to consume their content for 0 just sounds like peak entitlement
Unless you do actually support creators directly in which case go ahead. And I do in fact recommend just not watching people that you judge to actually be greedy assholes, never once regretted that.
4500 a month for housing is insane, is rent actually that bad in the US? I could rent a villa for that.
You are also missing private retirement funds though (and if car dependent 100/month seems very low for transit costs)