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Biden might be a senile old fuck, but this is a good thing.
That's still 3 dollars more than what it should be, but I like that we're moving in the right direction.
The President can just do that?
What the hell are these other guys been doing for the last few decades?
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Is it still legal for them to hold drafts and post the biggest one first to cause people to incur more fees? If there are multiple pending transactions they should be required to post the one the user transacted first. So if I made 6 $5 purchases then later overdrew on a $100 purchase, but I had the money to cover the first 6 purchases, I should only get 1 fee. Whereas I believe it's still legal for them to post the larger transaction first, overdraw you, then charge a fee on every other transaction even if you made them first. That's some real bullshit.
I had a paycheck bounce once. It bounced 3 days after the money was added to my account. Woke up to a -500is ballance. When the paycheck bounced, bank of America charged a retroactive 35 overdraft fee to each transaction I had made.
this post was submitted on 17 Jan 2024
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