Great photo! App says itβs a European wool carder bee. Iβm not familiar with these little cuties!
https://en.wikipedia.org/wiki/Anthidium_manicatum
They get the name "carder" from their behaviour of scraping hair from leaves[4] such as lamb's ears (Stachys byzantina). They carry this hair bundled beneath their bodies to be used as a nest lining.[5] Like other members of the tribe Anthidiini, these bees do not cut leaves or petals as is typical for megachilids.