I've attached a picture that hopefully illustrates the situation I often find myself in. I'm still quite a beginner at golf.

I'm in the rough outside of the bunker, but I have to chip over the bunker to a nearside pin. Bonus jank if the green runs downhill.

I feel essentially incapable of getting the ball close to the pin. I just have to settle for ending up on the far side of the green, 30-50 feet away or whatever. Then I have at least two putts to get it down, so this shot feels super score-inflating.

In a perfect world I wouldn't be in this situation, but I'm not good enough to avoid it.

Ideally I would like to get more loft and just barely plop it on the other side of the bunker and roll to the pin. Is that essentially the ideal play? Any general tips on achieving this?