just started investing on ETF's at age 31.
is it a good idea?
this post was submitted on 29 Sep 2025
2 points (100.0% liked)
FIRE (Financial Independence Retire Early)
1363 readers
3 users here now
Welcome!
FIRE is a lifestyle movement with the goal of gaining financial independence and retiring early.
Flow Charts:
Personal Income Spending Flow Chart (US)
Personal Income Spending Flow Chart (Canada)
Personal Income Spending Flow Chart (Australia)
Personal Finance Flow Chart (Ireland)
Useful Links:
Mr. Money Moustache - a frugal lifestyle blog
Related Communities:
/c/PersonalFinance@lemmy.world
/c/PersonalFinanceCanada@lemmy.ca
founded 2 years ago
MODERATORS
Spreadsheet day! If you asked me how the market was this past month, I would've thought we were down. Instead I'm up >3% month over month. I also crossed into the 2 comma club in terms of net worth. This is why I track monthly.
Congrats on crossing $1M net worth. The first is the most satisfying and worthy of celebrateion, but you can't tell anyone in your real life. So from a stranger on the internet, well done and onward to the next.
I also track my net worth monthly in Excel with a Google Sheet for my portfolio due to the free ticker formula. My portfolio returned 2.4% last month, but i'm likely a bit more conservatively invested than you as I'm worried about current valuations.