this post was submitted on 30 Jun 2025
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In the U.S., the monthly payments increase the longer one works—researchers have now examined whether delaying retirement is financially worthwhile.

  • Earlier retirement: Researchers have analyzed data from the United States to examine whether retiring earlier is worthwhile.
  • Findings: The study shows that the financial risk of delaying retirement particularly affects men and low-income groups in the U.S.
  • Making the most of it: For sick individuals in the U.S., retiring early can help them receive some of the benefits they paid for—even if they do not have long to live.
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