this post was submitted on 15 Mar 2025

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Pioneer fintech firm Klarna sees revenue boost as it eyes US stock market listing (www.theguardian.com)

submitted 6 days ago by Blaze@feddit.nl to c/buyeuropean@feddit.uk

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[–] vapourisation@programming.dev 19 points 6 days ago

They're also all in on AI (red flag) and when I stupidly used their "credit" feature a few years ago they sold that loan to a third-party without telling me who then, since they bought the loan agreement and were free to do so, claimed I missed a payment and forced me to pay for another 6 months of the agreement. When I asked Klarna about this random company claiming I owed them the exact same amount k happened to owe Klarna, they at first said they didn't and wouldn't sell the loan, then later said that they had.

Shady as fuck business. Is it on me for using them and their credit service? Sure. Is it a bad look when businesses do things that are technically legal but screw over customers? Absolutely!

[–] flamingo_pinyata@sopuli.xyz 10 points 6 days ago* (last edited 6 days ago)

The biggest surprise in this news is that Klarna has any revenue. Most banks offer the same service these days.

[–] Brewchin@lemmy.world 7 points 6 days ago

A fintech who specifically targets the BNPL* (including groceries and other essentials) market? Of course a loan shark company is planning to follow the Spotify IPO route. 😬

Maybe they actually help some people with this model, but I've not seen the data.

*Buy Now, Pay Later. Can't afford food this week? Spread the payment over 6 weeks! Just don't think too hard about next week...