This is the best summary I could come up with:

Ravinder Biln, a submortgage broker who worked for Kraft Mortgages Canada Inc. located in Surrey, B.C., has been ordered to pay the fine by the professional association that regulates her industry, the B.C.

The penalty comes as part of an agreement she signed with the governing bodies, which contains details of her misconduct.

According to the document, Biln, who did business as "Ravinder Kaur," worked as a submortgage broker from 2012 to 2020.

As part of the order, Biln agreed that she created fake documents on behalf of seven borrowers, including employment verification letters, pay stubs, and in one instance, a T4 tax slip.

She then included these falsified documents in mortgage applications to banks and credit unions.

In two instances, she created employment letters and pay stubs that suggested her clients worked at a specific company when, in fact, she knew they didn't.

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