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The Google Pay app is shutting down in the US
(www.androidpolice.com)
This is a most excellent place for technology news and articles.
You have money on Google? Where I am it just a payment service linked to your card.
I think at some point someone paid me and I just never cashed it out. I think it was the default payment method for Google Play, so app subscriptions and whatnot just got charged against it until there was almost nothing left.