this post was submitted on 07 Jan 2024
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I regretfully resumed payments, but only because I'm very close to the 20-year end-of-plan thing with IDR/IBR. If it gets forgiven this year, then I won't have to pay taxes on the forgiven portion as income, which would be great.
And if it doesn't get forgiven this year, then idk what I'll do. Count how many payments to forgiveness versus how much it'll fuck me on taxes and figure out what's the best way to go, I guess.