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Anon swims
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this post was submitted on 29 Dec 2023
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People with less than 6figure income aren't spending as much as a new car on a backyard in ground pool. Where do you think they have the cash for that? What bank is going to loan them the funds? Hilarious you think it's possible in this economy.
I know people that have done it. It is completely possible. It's dumber than dammit, as I said, but I know two people that have in ground pools right now that weren't there this time last year. Neither cost more than 30k finished. One did it via an equity loan (again, dumb), the other via whatever company that did the pool (again, dumb).
The ones with the equity loan have a household income right at 80k total. The other hovers right around 60k.
Both have prefect credit though. Both waited and planned.
Is either pool fancy? No. Pretty damn basic, but that's not important. What's important is that it doesn't require parents paying for it. We're talking people that are middle aged, and their parents are too old to give a damn about a pool anyway.
And, if you're going to be a dick about it, you can suck mine.
It used to be completely possible for a median income household to have a pool. I don't get why this thread is so hostile to your bland take tbh. House = loan, new appliances = loan, remodel = loan. These are things that the middle class has historically been able to afford via credit and it was normal.
Would I take on a loan for a pool in this economy even with good pay? Absolutely not. 100k is the new 50k and it sucks.
I can afford appliances and even a car without a loan, but a pool? Fuck no. That's rich people shit.