Deadlands: Hearing the gunshot nearby, a startled wiry whipper snapper with an iron on his hip and a chip on his shoulder takes a shot at you from the darkness, as he says, "this darkness ain't big enough for the both of us!" rolls and hits you in the noggin. Want to spend some chips? Oh you don't have any? You are dead. Give me your character sheet and roll a new one, podner.

Changeling: the darkness opens revealing a portal to the hedge, your traumas come rushing back, the humiliation, the loss, the anger, the fear, a terrible yet calm Fae voice echoes from beyond, "the contract has been sealed."