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Repairing vs writing off a car - any thoughts?
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Honestly, if the payout for your car is fair value, just take the money unless it's something particularly desirable. A Mazda 3/cx 9/Ford focus/povo pack ba falcon is not. Just get the offer, have a look and decide if it's worth it. If you can't buy an equivalent or slightly better car, put your foot.down (e.g. if it's a shitbox, you may not be able to afford another car)
Any more details for us with what's happened and what it is?
I've had two not at fault accidents and I had no want to get the cars back due to the mode of damage, one was a BF2 ute and the other a CX9