dawg what do you mean you're paying 25k for a used skoda kodiaq that is neither fun nor really practical for hauling people or stuff. you've got a 5km commute. the public transport is bad but it's not "spend 15k more every few years to not have to take the bus for a week while your slightly older car is in the shop" bad. What the fuck.

And that's carbrain costs, that doesn't even include like biweekly washes or the yearly inspection because they're "trying to preserve value". Dawg just buy a perfectly serviceable toyota aygo for like 8k and run that fucker in the ground. What do you mean you pay like 400€ a month for 60 months at 7% APR before the thing is even insured or moved a single meter.

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[–] came_apart_at_Kmart@hexbear.net 7 points 2 days ago

legitimately, not being on the typical update-a-car plan (and instead buying and keeping the same old shitbox running for 15+ years, limiting my driving range) allowed me to save up enough over several of those years to get into a realistic mortgage, giving me an appreciating asset. it wasn't just not trading up, but if i had done that, none of my other discipline would have mattered.

cars and car brain are a major impediment to avoiding being financially screwed.