this post was submitted on 24 Aug 2026
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Canada

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submitted 1 day ago* (last edited 1 day ago) by orlian@lemmy.world to c/canada@lemmy.ca
 

Canada has huge reserves of oil, natural gas, minerals, timber. Americans need that.

Canada doesn't need anything americans sell

Adobe Photoshop πŸ‘‰ Use GIMP or Affinity.

Adobe Illustrator πŸ‘‰ Use Inkscape or Affinity.

Word and Excel πŸ‘‰ LibreOffice is better. No AI shit and it won't spy on you.

Microsoft Windows πŸ‘‰ Use Linux. It's more secure anyway.

General Motors, Ford, Dodge, Chrysler, Tesla πŸ‘‰ We don't need shitty american cars. Buy Hyundai, Toyotas, Honda, Volkswagen.

Apple iPhone πŸ‘‰ Buy a Samsung

Starbucks Coffee πŸ‘‰ Just drink local coffee.

McDonalds πŸ‘‰ Buy from A&W or Harveys

Hyatt Hotels, Marriott Hotels, Four Seasons πŸ‘‰ Go to Canadian hotels

Amazon πŸ‘‰ Fuck Jeff Bezos. Buy from your local stores.

Maxwell House Coffee πŸ‘‰ Balzac's Coffee Roasters is Canadian

Tourism πŸ‘‰ Visit Quebec, Banff National Park, Niagara Falls, Vancouver Island, Johnstone Strait, Yoho National Park. Go north to watch beautiful Arctic landscapes. At least you won't be shot and killed.

Boeing πŸ‘‰ Buy Airbus. At least they won't crash.

What do americans sell that Canadians actually need? Nothing. They just sell convenience. Their products are often substandard

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[–] villasv@lemmy.ca 0 points 1 day ago* (last edited 1 day ago) (3 children)

Interac sucks though, we need a nationalized instant payments mechanism.

Also I don't understand why business owners don't push harder for Interac given the blatant fee difference

[–] nik282000@lemmy.ca 6 points 1 day ago (1 children)

Never found a place that interac doesnt work. TF are you doing wrong?

[–] villasv@lemmy.ca 1 points 12 hours ago* (last edited 12 hours ago)

When Interac is an option, it does work. But I often come across transactions that Interac isn't the most convenient option.

Debit Instant payment should always be first place as most convenient option. If it isn't, we're doing it wrong.

[–] BCsven@lemmy.ca 3 points 1 day ago (1 children)

Interac is all across Canada, for purchases or sending cash direct to a buddy. How does it suck?

[–] villasv@lemmy.ca 1 points 12 hours ago* (last edited 12 hours ago) (1 children)

How does it suck?

  1. It's not truly instant, transactions may take more than 10 minutes to settle, sometimes almost an hour
  2. It's tied to contact information (email/phone) which I might not want to always disclose
  3. Rigid transaction volume caps
  4. Interac transfer aren't always free
  5. Interac ATM withdrawals aren't always free
  6. The whole security question scheme is cumbersome
  7. Banks don't build on top of it (e.g. no recurring transfers)
  8. For merchants specifically, banks slow adoption of QR-code support (and equivalent means) forces the need of a point of sale machine
[–] BCsven@lemmy.ca 1 points 11 hours ago (1 children)

Thanks for the detailed reply. Some good points for sure.

  1. I've gotten around that by using Email aliases, so my interac is not my direct email.

  2. They are free at my Credit Union, its one reason I left TD Bank...they tacked fees onto everything

  3. Do people still use (non bank) ATMS in this era? I havent used one in 15 years maybe. I haven't handled cash in so long that when somebody gave me a fiver or ten for a Craigslist exchange that I didn't recognize it. Looked totally foreign to me.

  4. It is. Its why most people have chosen direct deposit that skips the security question.

[–] villasv@lemmy.ca 1 points 9 hours ago* (last edited 9 hours ago)

Yeah there are workarounds to most of these, it's possible to get by. But it leaves much to be desired, and it's a legacy system that has evolved very little over the years. It's kind of like we live with the instant payment system built for the 2000's and in my point of view, it sucks that we have missed the most of the last 20 years of development in the space.

[–] GreyEyedGhost@piefed.ca 2 points 1 day ago (1 children)

I wouldn't say sucks, but there are benefits that credit cards have that Interac doesn't. But why cant we have a Canadian credit company?

[–] villasv@lemmy.ca 6 points 1 day ago

But why cant we have a Canadian credit company?

Yes I think we should have both. A nationalized instant payment platform, and a Canadian credit card provider. Both have their uses, both are critical infrastructure.