629
Full title: 92% of American adults aren’t going to a doctor because they cannot afford it. The health insurance industry must be dissolved & all of its executives criminally prosecuted for murder, conspiracy, and treason.
this post was submitted on 11 Aug 2026
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Work Reform
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A place to discuss positive changes that can make work more equitable, and to vent about current practices. We are NOT against work; we just want the fruits of our labor to be recognized better.
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- All workers must be paid a living wage for their labor.
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I have not had insurance my entire adult life, because it was too expensive, and the jobs I was able to work didnt offer it. So I only go once a year, when I'm forced to in order to get my meds for the next year.. and any issues I have, I hope and pray linger until this appointment, because I cant afford to pay 200+ dollars every time i have an issue that i need a doctor for.
the only experience I've had with insurance, in my adult life, is handling an elderly relatives medical issues. They have medicare.
Medicare is fucking awesome. Anything they need, poof, its done. no delays, no awaiting approvals, just get it fucking done. Most of their drugs are free (at least until trump gets rid of part d..), and the one that isnt, is only like 5 dollars, for a 90 day supply (so 20 bucks a year for meds). They have had multiple major surgeries, and the copay was like 30 dollars each time.
Not once have they ever been told they cant have a treatment, or that they have to go through some bullshit process of trying 3 other things before they can get the treatment the doctor orders, nothing.
Medicare is fucking awesome and everyone should have it.
The experience with medicare is basically how it is for almost every person in Germany (public health insurance).
The only thing the doctor/hospital care about is that you have the card, you put it into a card reader and that's it. There is also a small part that you have to pay of the price of drugs if you pick them up at a pharmacy.
My wife recently gave birth and the only costs we will have to pay are around 10€ per day for her stay and we had a family room for a few days, which means I could sleep and got food there too, which will cost 50€ per day or so. I don't even know how much the insurance will have to pay to the hospital, it doesn't affect me.
So with insurance it is really cheap and without insurance it would probably still be much cheaper than anything in the US.
I wish I lived in a civilized country.