this post was submitted on 11 Aug 2026
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Work Reform

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Full title: 92% of American adults aren’t going to a doctor because they cannot afford it. The health insurance industry must be dissolved & all of its executives criminally prosecuted for murder, conspiracy, and treason.

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[–] W3dd1e@lemmy.zip 9 points 2 days ago* (last edited 2 days ago) (4 children)

I just spent 5grand out of pocket because the doctor made me take a sleep test. They charged insurance nearly 20 grand.

They told me they found nothing and I was fine. I pointed out some flaws in their test but they weren’t interested in my opinion.

I cancelled my follow up appointment bc I can’t afford it, at least until this is paid off.

Also, I am not fine. I am very very tired.

Did you know if you meet your deductible they will won’t pay until you also meet the Out of Pocket Maximum? What’s the point of the deductible? I have no idea.

[–] captainlezbian@lemmy.world 2 points 1 day ago (1 children)

Deductible is supposed to be the amount you pay 100% for, followed by a pre agreed percentage until your out of pocket maximum where you pay nothing

[–] W3dd1e@lemmy.zip 1 points 23 hours ago

You are right. I am learning this the hard way. Not that I have any say in my own health insurance anyway.

[–] Tollana1234567@lemmy.today 2 points 1 day ago

not surprised. i want to eventually try a biologic for my condition, and you know how most insurance will try to give you the run around, or a long list of requirments. also its expensive as well.

[–] frongt@lemmy.zip 3 points 2 days ago

If your deductible is $50 or 20% then you pay that, until you accumulate enough to hit the out of pocket max, then you pay nothing.

[–] Tikiporch@lemmy.world 1 points 1 day ago (1 children)

Damn. $20k! The at home sleep test wouldn't suffice?

[–] W3dd1e@lemmy.zip 1 points 23 hours ago

No, they made me take the home test in Independence Day. That’s a hard day for my dogs. I didn’t sleep well either.

I scored 1 point over the line for Sleep Apnea.