Comic Strips
Comic Strips is a community for those who love comic stories.
Rules
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π Be Nice!
- Treat others with respect and dignity. Friendly banter is okay, as long as it is mutual; keyword: friendly.
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ποΈ Community Standards
- Comics should be a full story, from start to finish, in one post.
- Posts should be safe and enjoyable by the majority of community members, both here on lemmy.world and other instances.
- Any comic that would qualify as raunchy, lewd, or otherwise draw unwanted attention by nosy coworkers, spouses, or family members should be tagged as NSFW.
- Moderators have final say on what and what does not qualify as appropriate. Use common sense, and if need be, err on the side of caution.
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𧬠Keep it Real
- Comics should be made and posted by real human beans, not by automated means like bots or AI. This is not the community for that sort of thing.
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π½οΈ Credit Where Credit is Due
- Comics should include the original attribution to the artist(s) involved, and be unmodified. Bonus points if you include a link back to their website. When in doubt, use a reverse image search to try to find the original version. Repeat offenders will have their posts removed, be temporarily banned from posting, or if all else fails, be permanently banned from posting.
- Attributions include, but are not limited to, watermarks, links, or other text or imagery that artists add to their comics to use for identification purposes. If you find a comic without any such markings, it would be a good idea to see if you can find an original version. If one cannot be found, say so and ask the community for help!
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π Post Formatting
- Post an image, gallery, or link to a specific comic hosted on another site; e.g., the author's website.
- Meta posts about the community should be tagged with [Meta] either at the beginning or the end of the post title.
- When linking to a comic hosted on another site, ensure the link is to the comic itself and not just to the website; e.g.,
β Correct: https://xkcd.com/386/
β Incorrect: https://xkcd.com/
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π¬ Post Frequency/SPAM
- Each user (regardless of instance) may post up to five (5 π) comics a day. This can be any combination of personal comics you have written yourself, or other author's comics. Any comics exceeding five (5 π) will be removed.
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π΄ββ οΈ Internationalization (i18n)
- Non-English posts are welcome. Please tag the post title with the original language, and include an English translation in the body of the post; e.g.,
SΓ, por favor [Spanish/EspaΓ±ol]
- Non-English posts are welcome. Please tag the post title with the original language, and include an English translation in the body of the post; e.g.,
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πΏ Moderation
- We are human, just like most everybody else on Lemmy. If you feel a moderation decision was made in error, you are welcome to reach out to anybody on the moderation team for clarification. Keep in mind that moderation decisions may be final.
- When reporting posts and/or comments, quote which rule is being broken, and why you feel it broke the rules.
Banned Artists
The following artists are banned from the community.
- Jago
- Stonetoss
It should be noted that when you make reports, it is your responsibility to provide rational reasoning why something should be removed. Saying it simply breaks community rules is not always good enough.
Web Accessibility
Note: This is not a rule, but a helpful suggestion.
When posting images, you should strive to add alt-text for screen readers to use to describe the image you're posting:
Another helpful thing to do is to provide a transcription of the text in your images, as well as brief descriptions of what's going on. (example)
Web of Links
- !linuxmemes@lemmy.world: "I use Arch btw"
- !memes@lemmy.world: memes (you don't say!)
view the rest of the comments
That's a very good point! Compared to using an investment account, using a Roth IRA to save for a down payment can potentially save you 15ish% in capital gains taxes. Much like the 401k vs. IRA distinction, however, there are tradeoffs:
tl;dr: If you're a first-time home buyer ~~and you have spare IRA headroom that you weren't otherwise planning on using~~ and you have a healthy enough emergency fund that you can handle the risk(?) of accidentally saving more than intended for retirement, then there's a Roth IRA out there waiting with your name on it.
[^1]: This assumes that your gross yearly income is already > $40,000. If for whatever reason the sum total of your income is less than $40,000 during the year that you plan to buy your home (including the gains from the fund that you're about to cash in!), then you'll actually already be exempt from paying any capital gains tax. For non-retirees this is a pretty rare situation (unless you've been hiding something from the IRS...), but it prooobably happens? If this situation applies to you (and you don't mind getting audited), then you're basically free and clear to load up an investment account with as much money as you please and still reap those tax-free returns when the time comes -- no IRA shenanigans necessary.
[^2]: This is actually a pretty interesting tradeoff, because it's an upside for some and a downside for others. Take a hypothetical person with a $5,000 budget to split between retirement and saving for a down payment, for example: If they need to back out of buying a home, it's actually perfect that their down payment savings are locked into their IRA -- they were already planning on locking that money in and they still get to reap nice tax benefits in retirement. On the other hand, if that same person was financially counting on escaping from a bad rent situation... now they're going to come up short of where they had previously expected to be in terms of cash-on-hand.