this post was submitted on 25 Jul 2026
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That's bullshit I keep a zero balance on my cards and have a perfect credit score. Car is paid off,I don't own a house and only have a couple hundred dollars of student debt.
Perhaps it's the lack of consistency in someone's life. A credit score is just a system to tell banks if your are going to be profitable or will you keep up payments for them. Paying a card off is the ultimate revenue loss for a credit card company.