this post was submitted on 29 Jun 2026
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We don't have dental insurance because most practices don't accept most dental insurance. It is a problem on both ends.
Accepting insurance means being at the whims of the insurance companies for what treatments are allowed and how they are performed. Rejecting insurance means practices are in full control over the services they provide but it also means people can't afford it. Dentistry is highly complicated so many practices decide to take full control to give patients the best care possible, but it also means the services are highly unaffordable to many.
It is so fucked. I don't understand why insurance is allowed to dictate what service people are entitled to instead of the doctors, and I don't understand why insurance doesn't pay a penny for out of network services on some plans. If you were gonna pay up to $200 for in-network treatment why won't you cover at least that much for out of network treatment?
Capitalism is a bitch.