this post was submitted on 22 May 2026
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Twice my salary, as in... two months of salary? Two years?
Either way, it's not much money π
Two years. But given you can only put 7K in an IRA per year, and a lot of companies match 3% for a 401k, it would take quite a while to build up to your annual salary x2 unless youβre doing quite a bit more.
Assuming you started work at 25, that's ten years.
Of course, assuming your salary is increasing year-to-year, it's also a moving target. I started my career earning $32k way back in 2006. Changed career paths and jobs a couple of times. By the time I was 35, I was making $90k. Needless to say, I did not accumulate $180k in savings during that period.
But, on the flip side, it's much easier to save money when you're making $20k above the average income than $40k below it.
Yeah I'm confused too